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Programs

Quick closings, creative financing, and various loan programs to match your private money and conventional needs. Tuttle & Company can cater to many property types and loan purposes.

Private Money & Commercial Loans

 

All of our programs utilize private money or commercial loan funds to match our borrower’s needs. You won’t have to submit to the harsh guidelines set by traditional banks. We’re here to finance your property while preserving your ambitions and bottom-line.

Here is a sampling of the many property types that we lend on. Please look over this as well as our loan parameters to see if we can assist you. If your loan request does not quite match the guidelines listed or you have a question regarding them, feel free to get in touch with one of our agents to determine if we can assist you in your search for financing. For a scenario specific quote, please call one of our offices. 


Private Money Loan Programs

Property Types

 
  • Single Family Residences

  • 2-4 Units

  • Multifamily Complexes

  • Condominiums

  • Commercial

  • Mixed-Use

  • Industrial

  • Development Projects

  • Hotels

  • Student Housing

  • Senior Housing

 
 
 

 
 
 
 

INTEREST RATES

5% – 12%


LOAN PURPOSES

Purchase, Refinance,
Fix & Flip, Bridge,
Construction, Acquisition/Development

LOAN AMOUNTS

$200,000 – $65,000,000


LIEN POSITION

First and Second Trust Deeds Only

LOAN TO VALUE

Up to 85%


LOAN TERM

3 Months to 7 Years

PREPAY PENALTY

None to 3 Years


ORIGINATION FEE

2 – 4 Points
Depending on the Loan Scenario

OCCUPANCY TYPE

Non-Owner Occupied Only


PROCESSING FEE

$500 – $5,000
Depending on Deal Size

 
 
 
 

Commercial Loan Programs

Property Types

 
  • Multifamily Complexes

  • Condominium Complexes

  • Commercial

  • Mixed-Use

  • Subdivisions

  • Industrial

  • Development Projects

  • Hotels

  • Student Housing

  • Senior Housing

 

 
 
 

INTEREST RATES

4% – 6%


LOAN PURPOSES

Purchase, Refinance,
Partner Buy-Out, Bridge,
Construction, Repurposing, Acquisition/Development

LOAN AMOUNTS

$500,000 – $200,000,000


LIEN POSITION

Senior, Secondary, Or Mezzanine 

LOAN TO VALUE

Up to 80%


Recourse

Non-Recourse Available

 

LOAN TO Cost

Up to 75%


LOAN TERM

6 Months to 25 Years

 
 
 
 

 
Private Money Loans

Fast Closings

Our access to private money funds gives us the ability to close your transaction within 3 days of your submission of a full package. Unlike bank financing, our underwriting standards will not interfere with your timeline. We understand you may have deadlines that must be met, and we will work with you to accomplish them.

 

 

FLEXIBLE LOAN structuring 

We work with you to structure a loan that fits your scenario. One of the many benefits of private money financing is the ability to be flexible in catering to our borrower’s needs. Whether that requires cross-collateralization for your land loan or interest reserves for your ground-up construction project, we can accommodate.

Private Money Lender California

California Private Money Loans

LOW CREDIT SCORES

We have no minimum FICO guidelines. Our main focus is on the equity of the property. Low credit scores, prior bankruptcies, and foreclosures do not disqualify you. Regardless of your financial history, property value will be the main criterion in our decision to approve your loan.

 

 

LIMITED DOCUMENTATION

From start to finish, our documentation requirements are very simple. The submission package includes a quick loan application, a recent credit report, your most recent banking and asset statements, as well as info on the property. At no point will we ask for tax returns, income verification, nor employment verification.

Investment Property Loans